{"id":90,"date":"2025-12-03T15:23:22","date_gmt":"2025-12-03T18:23:22","guid":{"rendered":"https:\/\/guiainveste.com\/?p=90"},"modified":"2025-12-03T15:49:30","modified_gmt":"2025-12-03T18:49:30","slug":"como-abrir-sua-conta-na-corretora-e-fazer-sua-primeira-aplicacao-passo-a-passo","status":"publish","type":"post","link":"https:\/\/guiainveste.com\/index.php\/2025\/12\/03\/como-abrir-sua-conta-na-corretora-e-fazer-sua-primeira-aplicacao-passo-a-passo\/","title":{"rendered":"Como abrir sua conta na corretora e fazer sua primeira aplica\u00e7\u00e3o, passo a passo"},"content":{"rendered":"<h1 data-start=\"344\" data-end=\"425\">Como abrir sua conta na corretora e fazer sua primeira aplica\u00e7\u00e3o, passo a passo<\/h1>\n<p data-start=\"427\" data-end=\"562\">A maioria das pessoas acha que abrir uma conta em corretora \u00e9 complicado.<br data-start=\"500\" data-end=\"503\" \/>Mas hoje \u00e9 t\u00e3o simples quanto abrir conta em banco digital.<\/p>\n<p data-start=\"564\" data-end=\"692\">E voc\u00ea n\u00e3o precisa ter muito dinheiro para isso.<br data-start=\"612\" data-end=\"615\" \/>N\u00e3o precisa entender de investimentos.<br data-start=\"653\" data-end=\"656\" \/>E n\u00e3o precisa saber termos dif\u00edceis.<\/p>\n<p data-start=\"694\" data-end=\"740\">Vamos fazer juntos, passo a passo, sem pressa.<\/p>\n<hr data-start=\"742\" data-end=\"745\" \/>\n<h1 data-start=\"747\" data-end=\"783\">1. Escolha uma corretora confi\u00e1vel<\/h1>\n<p data-start=\"785\" data-end=\"836\">Voc\u00ea pode escolher qualquer corretora segura, como:<\/p>\n<ul data-start=\"838\" data-end=\"896\">\n<li data-start=\"838\" data-end=\"850\">\n<p data-start=\"840\" data-end=\"850\">NuInvest<\/p>\n<\/li>\n<li data-start=\"851\" data-end=\"859\">\n<p data-start=\"853\" data-end=\"859\">Rico<\/p>\n<\/li>\n<li data-start=\"860\" data-end=\"866\">\n<p data-start=\"862\" data-end=\"866\">XP<\/p>\n<\/li>\n<li data-start=\"867\" data-end=\"876\">\n<p data-start=\"869\" data-end=\"876\">Clear<\/p>\n<\/li>\n<li data-start=\"877\" data-end=\"886\">\n<p data-start=\"879\" data-end=\"886\">\u00d3rama<\/p>\n<\/li>\n<li data-start=\"887\" data-end=\"896\">\n<p data-start=\"889\" data-end=\"896\">Inter<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"898\" data-end=\"964\">A maioria delas \u00e9 gratuita e voc\u00ea pode abrir a conta pelo celular.<\/p>\n<div class=\"no-scrollbar flex min-h-36 flex-nowrap gap-0.5 overflow-auto sm:gap-1 sm:overflow-hidden xl:min-h-44 mt-1 mb-5 [&amp;:not(:first-child)]:mt-4\">\n<div class=\"border-token-border-default relative w-32 shrink-0 overflow-hidden rounded-xl border-[0.5px] md:shrink max-h-64 sm:w-[calc((100%-0.5rem)\/3)] rounded-s-xl\">\n<div><img decoding=\"async\" class=\"bg-token-main-surface-tertiary absolute inset-0 m-0 h-full w-full object-cover\" src=\"https:\/\/png.pngtree.com\/png-clipart\/20230923\/original\/pngtree-realtor-woman-lineart-isolated-vector-illustration-business-real-technology-vector-png-image_12835556.png\" alt=\"https:\/\/png.pngtree.com\/png-clipart\/20230923\/original\/pngtree-realtor-woman-lineart-isolated-vector-illustration-business-real-technology-vector-png-image_12835556.png\" \/><\/div>\n<\/div>\n<div class=\"border-token-border-default relative w-32 shrink-0 overflow-hidden rounded-xl border-[0.5px] md:shrink max-h-64 sm:w-[calc((100%-0.5rem)\/3)] rounded-e-xl\">\n<div><img decoding=\"async\" class=\"bg-token-main-surface-tertiary absolute inset-0 m-0 h-full w-full object-cover\" src=\"https:\/\/png.pngtree.com\/png-clipart\/20230923\/original\/pngtree-realtor-girl-linear-trendy-style-vector-illustration-finance-cartoon-agent-vector-png-image_12835877.png\" alt=\"https:\/\/png.pngtree.com\/png-clipart\/20230923\/original\/pngtree-realtor-girl-linear-trendy-style-vector-illustration-finance-cartoon-agent-vector-png-image_12835877.png\" \/><\/div>\n<\/div>\n<\/div>\n<hr data-start=\"1011\" data-end=\"1014\" \/>\n<h1 data-start=\"1016\" data-end=\"1060\">2. Baixe o aplicativo oficial da corretora<\/h1>\n<p data-start=\"1062\" data-end=\"1113\">Nada de baixar aplicativos duvidosos.<br data-start=\"1099\" data-end=\"1102\" \/>Sempre use:<\/p>\n<ul data-start=\"1115\" data-end=\"1178\">\n<li data-start=\"1115\" data-end=\"1131\">\n<p data-start=\"1117\" data-end=\"1131\">site oficial<\/p>\n<\/li>\n<li data-start=\"1132\" data-end=\"1159\">\n<p data-start=\"1134\" data-end=\"1159\">loja oficial do celular<\/p>\n<\/li>\n<li data-start=\"1160\" data-end=\"1178\">\n<p data-start=\"1162\" data-end=\"1178\">app verificado<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1180\" data-end=\"1226\">Buscar no Google: nome da corretora + oficial.<\/p>\n<hr data-start=\"1228\" data-end=\"1231\" \/>\n<h1 data-start=\"1233\" data-end=\"1260\">3. Fa\u00e7a o cadastro b\u00e1sico<\/h1>\n<p data-start=\"1262\" data-end=\"1284\">A corretora vai pedir:<\/p>\n<ul data-start=\"1286\" data-end=\"1340\">\n<li data-start=\"1286\" data-end=\"1294\">\n<p data-start=\"1288\" data-end=\"1294\">nome<\/p>\n<\/li>\n<li data-start=\"1295\" data-end=\"1302\">\n<p data-start=\"1297\" data-end=\"1302\">CPF<\/p>\n<\/li>\n<li data-start=\"1303\" data-end=\"1313\">\n<p data-start=\"1305\" data-end=\"1313\">e-mail<\/p>\n<\/li>\n<li data-start=\"1314\" data-end=\"1326\">\n<p data-start=\"1316\" data-end=\"1326\">endere\u00e7o<\/p>\n<\/li>\n<li data-start=\"1327\" data-end=\"1340\">\n<p data-start=\"1329\" data-end=\"1340\">profiss\u00e3o<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1342\" data-end=\"1425\">E depois vai pedir fotos dos documentos e uma selfie.<br data-start=\"1395\" data-end=\"1398\" \/>Isso \u00e9 obrigat\u00f3rio por lei.<\/p>\n<p data-start=\"1427\" data-end=\"1452\">Leva entre 3 e 5 minutos.<\/p>\n<hr data-start=\"1454\" data-end=\"1457\" \/>\n<h1 data-start=\"1459\" data-end=\"1508\">4. Espere a aprova\u00e7\u00e3o (geralmente no mesmo dia)<\/h1>\n<p data-start=\"1510\" data-end=\"1564\">Algumas aprovam na hora.<br data-start=\"1534\" data-end=\"1537\" \/>Outras levam algumas horas.<\/p>\n<p data-start=\"1566\" data-end=\"1621\">Assim que sua conta for aprovada, voc\u00ea recebe um email.<\/p>\n<hr data-start=\"1623\" data-end=\"1626\" \/>\n<h1 data-start=\"1628\" data-end=\"1670\">5. Deposite um valor pequeno para testar<\/h1>\n<p data-start=\"1672\" data-end=\"1735\">Antes de fazer qualquer investimento, envie um valor simb\u00f3lico:<\/p>\n<ul data-start=\"1737\" data-end=\"1774\">\n<li data-start=\"1737\" data-end=\"1748\">\n<p data-start=\"1739\" data-end=\"1748\">5 reais<\/p>\n<\/li>\n<li data-start=\"1749\" data-end=\"1761\">\n<p data-start=\"1751\" data-end=\"1761\">10 reais<\/p>\n<\/li>\n<li data-start=\"1762\" data-end=\"1774\">\n<p data-start=\"1764\" data-end=\"1774\">20 reais<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1776\" data-end=\"1805\">Dep\u00f3sito via PIX cai na hora.<\/p>\n<div class=\"no-scrollbar flex min-h-36 flex-nowrap gap-0.5 overflow-auto sm:gap-1 sm:overflow-hidden xl:min-h-44 mt-1 mb-5 [&amp;:not(:first-child)]:mt-4\">\n<div class=\"border-token-border-default relative w-32 shrink-0 overflow-hidden rounded-xl border-[0.5px] md:shrink max-h-64 sm:w-[calc((100%-0.5rem)\/3)] rounded-s-xl\">\n<div><img decoding=\"async\" class=\"bg-token-main-surface-tertiary absolute inset-0 m-0 h-full w-full object-cover\" src=\"https:\/\/media.gazetadopovo.com.br\/2024\/09\/11233527\/STF-Pix-660x372.jpeg.webp\" alt=\"https:\/\/media.gazetadopovo.com.br\/2024\/09\/11233527\/STF-Pix-660x372.jpeg.webp\" \/><\/div>\n<\/div>\n<div class=\"border-token-border-default relative w-32 shrink-0 overflow-hidden rounded-xl border-[0.5px] md:shrink max-h-64 sm:w-[calc((100%-0.5rem)\/3)] rounded-e-xl\">\n<div><img decoding=\"async\" class=\"bg-token-main-surface-tertiary absolute inset-0 m-0 h-full w-full object-cover\" src=\"https:\/\/uploads.metroimg.com\/wp-content\/uploads\/2024\/08\/03163452\/Imagem-colorida-ma%CC%83o-com-dinehiro-e-aplicativo-PIx-dinheiro-pagamento-moeda-digital-Metro%CC%81poles11.jpg\" alt=\"https:\/\/uploads.metroimg.com\/wp-content\/uploads\/2024\/08\/03163452\/Imagem-colorida-ma%CC%83o-com-dinehiro-e-aplicativo-PIx-dinheiro-pagamento-moeda-digital-Metro%CC%81poles11.jpg\" \/><\/div>\n<\/div>\n<\/div>\n<hr data-start=\"1852\" data-end=\"1855\" \/>\n<h1 data-start=\"1857\" data-end=\"1893\">6. V\u00e1 para a \u00e1rea de investimentos<\/h1>\n<p data-start=\"1895\" data-end=\"1932\">Toda corretora tem uma parte chamada:<\/p>\n<ul data-start=\"1934\" data-end=\"2001\">\n<li data-start=\"1934\" data-end=\"1948\">\n<p data-start=\"1936\" data-end=\"1948\">\u201cInvestir\u201d<\/p>\n<\/li>\n<li data-start=\"1949\" data-end=\"1965\">\n<p data-start=\"1951\" data-end=\"1965\">\u201cRenda fixa\u201d<\/p>\n<\/li>\n<li data-start=\"1966\" data-end=\"1986\">\n<p data-start=\"1968\" data-end=\"1986\">\u201cTesouro direto\u201d<\/p>\n<\/li>\n<li data-start=\"1987\" data-end=\"2001\">\n<p data-start=\"1989\" data-end=\"2001\">\u201cProdutos\u201d<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"2003\" data-end=\"2029\">\u00c9 por ali que tudo come\u00e7a.<\/p>\n<hr data-start=\"2031\" data-end=\"2034\" \/>\n<h1 data-start=\"2036\" data-end=\"2094\">7. Para iniciantes, escolha somente 1 dessas duas op\u00e7\u00f5es<\/h1>\n<p data-start=\"2096\" data-end=\"2136\">CDB de Liquidez Di\u00e1ria<br data-start=\"2118\" data-end=\"2121\" \/>Tesouro Selic<\/p>\n<p data-start=\"2138\" data-end=\"2202\">Ambos s\u00e3o seguros, simples e perfeitos para quem est\u00e1 come\u00e7ando.<\/p>\n<hr data-start=\"2204\" data-end=\"2207\" \/>\n<h1 data-start=\"2209\" data-end=\"2242\">8. Como escolher o investimento<\/h1>\n<p data-start=\"2244\" data-end=\"2258\">Veja 3 coisas:<\/p>\n<p data-start=\"2260\" data-end=\"2320\">Liquidez di\u00e1ria<br data-start=\"2275\" data-end=\"2278\" \/>Tem que permitir sacar a qualquer momento.<\/p>\n<p data-start=\"2322\" data-end=\"2403\">Taxa acima de 100% do CDI (no caso do CDB)<br data-start=\"2364\" data-end=\"2367\" \/>Quanto mais pr\u00f3ximo de 100%, melhor.<\/p>\n<p data-start=\"2405\" data-end=\"2473\">Seguran\u00e7a<br data-start=\"2414\" data-end=\"2417\" \/>Prefira Tesouro Selic ou bancos de m\u00e9dio e grande porte.<\/p>\n<div class=\"no-scrollbar flex min-h-36 flex-nowrap gap-0.5 overflow-auto sm:gap-1 sm:overflow-hidden xl:min-h-44 mt-1 mb-5 [&amp;:not(:first-child)]:mt-4\">\n<div class=\"border-token-border-default relative w-32 shrink-0 overflow-hidden rounded-xl border-[0.5px] md:shrink max-h-64 sm:w-[calc((100%-0.5rem)\/3)] rounded-s-xl\">\n<div><img decoding=\"async\" class=\"bg-token-main-surface-tertiary absolute inset-0 m-0 h-full w-full object-cover\" src=\"https:\/\/blog.xpeducacao.com.br\/wp-content\/uploads\/2021\/11\/o-que-e-cdb-renda-fixa-yubb.jpg?quality=60&amp;w=640\" alt=\"https:\/\/blog.xpeducacao.com.br\/wp-content\/uploads\/2021\/11\/o-que-e-cdb-renda-fixa-yubb.jpg?quality=60&amp;w=640\" \/><\/div>\n<\/div>\n<div class=\"border-token-border-default relative w-32 shrink-0 overflow-hidden rounded-xl border-[0.5px] md:shrink max-h-64 sm:w-[calc((100%-0.5rem)\/3)] rounded-e-xl\">\n<div><img decoding=\"async\" class=\"bg-token-main-surface-tertiary absolute inset-0 m-0 h-full w-full object-cover\" src=\"https:\/\/victornauta.com\/wp-content\/uploads\/2025\/05\/renda-fixa.png\" alt=\"https:\/\/victornauta.com\/wp-content\/uploads\/2025\/05\/renda-fixa.png\" \/><\/div>\n<\/div>\n<\/div>\n<hr data-start=\"2520\" data-end=\"2523\" \/>\n<h1 data-start=\"2525\" data-end=\"2581\">9. Clique em \u201cInvestir\u201d ou \u201cAplicar\u201d e coloque o valor<\/h1>\n<p data-start=\"2583\" data-end=\"2592\">Pode ser:<\/p>\n<ul data-start=\"2594\" data-end=\"2631\">\n<li data-start=\"2594\" data-end=\"2605\">\n<p data-start=\"2596\" data-end=\"2605\">5 reais<\/p>\n<\/li>\n<li data-start=\"2606\" data-end=\"2618\">\n<p data-start=\"2608\" data-end=\"2618\">10 reais<\/p>\n<\/li>\n<li data-start=\"2619\" data-end=\"2631\">\n<p data-start=\"2621\" data-end=\"2631\">20 reais<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"2633\" data-end=\"2680\">O importante \u00e9 voc\u00ea fazer a primeira aplica\u00e7\u00e3o.<\/p>\n<p data-start=\"2682\" data-end=\"2708\">A partir da\u00ed, o medo some.<\/p>\n<hr data-start=\"2710\" data-end=\"2713\" \/>\n<h1 data-start=\"2715\" data-end=\"2740\">10. Confirme a opera\u00e7\u00e3o<\/h1>\n<p data-start=\"2742\" data-end=\"2766\">A corretora vai mostrar:<\/p>\n<ul data-start=\"2768\" data-end=\"2834\">\n<li data-start=\"2768\" data-end=\"2779\">\n<p data-start=\"2770\" data-end=\"2779\">o valor<\/p>\n<\/li>\n<li data-start=\"2780\" data-end=\"2790\">\n<p data-start=\"2782\" data-end=\"2790\">a taxa<\/p>\n<\/li>\n<li data-start=\"2791\" data-end=\"2802\">\n<p data-start=\"2793\" data-end=\"2802\">o prazo<\/p>\n<\/li>\n<li data-start=\"2803\" data-end=\"2817\">\n<p data-start=\"2805\" data-end=\"2817\">a liquidez<\/p>\n<\/li>\n<li data-start=\"2818\" data-end=\"2834\">\n<p data-start=\"2820\" data-end=\"2834\">e o rendimento<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"2836\" data-end=\"2869\">Verifique e toque em \u201cConfirmar\u201d.<\/p>\n<p data-start=\"2871\" data-end=\"2878\">Pronto.<\/p>\n<p data-start=\"2880\" data-end=\"2926\">Voc\u00ea acaba de fazer seu primeiro investimento.<\/p>\n<div class=\"no-scrollbar flex min-h-36 flex-nowrap gap-0.5 overflow-auto sm:gap-1 sm:overflow-hidden xl:min-h-44 mt-1 mb-5 [&amp;:not(:first-child)]:mt-4\">\n<div class=\"border-token-border-default relative w-32 shrink-0 overflow-hidden rounded-xl border-[0.5px] md:shrink max-h-64 sm:w-[calc((100%-0.5rem)\/3)] rounded-s-xl\">\n<div><img decoding=\"async\" class=\"bg-token-main-surface-tertiary absolute inset-0 m-0 h-full w-full object-cover\" src=\"https:\/\/img.pikbest.com\/illustration\/20241217\/-22minimalist-financial-logo-for-investment-and-wealth-management-22_11261986.jpg%21w700wp\" alt=\"https:\/\/img.pikbest.com\/illustration\/20241217\/-22minimalist-financial-logo-for-investment-and-wealth-management-22_11261986.jpg%21w700wp\" \/><\/div>\n<\/div>\n<div class=\"border-token-border-default relative w-32 shrink-0 overflow-hidden rounded-xl border-[0.5px] md:shrink max-h-64 sm:w-[calc((100%-0.5rem)\/3)] rounded-e-xl\">\n<div><img decoding=\"async\" class=\"bg-token-main-surface-tertiary absolute inset-0 m-0 h-full w-full object-cover\" src=\"https:\/\/png.pngtree.com\/png-vector\/20250806\/ourlarge\/pngtree-financial-investment-stock-market-trend-minimalist-design-elements-png-image_17037071.webp\" alt=\"https:\/\/png.pngtree.com\/png-vector\/20250806\/ourlarge\/pngtree-financial-investment-stock-market-trend-minimalist-design-elements-png-image_17037071.webp\" \/><\/div>\n<\/div>\n<\/div>\n<hr data-start=\"2973\" data-end=\"2976\" \/>\n<h1 data-start=\"2978\" data-end=\"3022\">11. Veja seu dinheiro rendendo diariamente<\/h1>\n<p data-start=\"3024\" data-end=\"3087\">Em renda fixa, voc\u00ea ver\u00e1 seu saldo crescer aos poucos todo dia.<\/p>\n<p data-start=\"3089\" data-end=\"3191\">No in\u00edcio \u00e9 centavinho mesmo.<br data-start=\"3118\" data-end=\"3121\" \/>Mas \u00e9 esse centavinho que come\u00e7a a construir sua liberdade financeira.<\/p>\n<hr data-start=\"3193\" data-end=\"3196\" \/>\n<h1 data-start=\"3198\" data-end=\"3240\">12. Continue investindo valores pequenos<\/h1>\n<p data-start=\"3242\" data-end=\"3295\">N\u00e3o importa se \u00e9 pouco.<br data-start=\"3265\" data-end=\"3268\" \/>O que importa \u00e9 ser sempre.<\/p>\n<p data-start=\"3297\" data-end=\"3357\">Quem investe pouco todo m\u00eas vence quem investe muito e para.<\/p>\n<hr data-start=\"3359\" data-end=\"3362\" \/>\n<h1 data-start=\"3364\" data-end=\"3443\">Voc\u00ea acabou de aprender o passo mais importante do mundo financeiro: come\u00e7ar.<\/h1>\n<p data-start=\"3445\" data-end=\"3545\">Abrir a conta, depositar e aplicar um valor simples \u00e9 o que transforma espectadores em investidores.<\/p>\n<p data-start=\"3547\" data-end=\"3666\">A partir daqui, tudo fica mais natural.<br data-start=\"3586\" data-end=\"3589\" \/>Voc\u00ea come\u00e7a a ganhar confian\u00e7a.<br data-start=\"3620\" data-end=\"3623\" \/>E sua vida financeira entra em outro n\u00edvel.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Como abrir sua conta na corretora e fazer sua primeira aplica\u00e7\u00e3o, passo a passo A maioria das pessoas acha que abrir uma conta em corretora \u00e9 complicado.Mas hoje \u00e9 t\u00e3o simples quanto abrir conta em banco digital. E voc\u00ea n\u00e3o precisa ter muito dinheiro para isso.N\u00e3o precisa entender de investimentos.E n\u00e3o precisa saber termos dif\u00edceis. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":119,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-90","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investimentos-para-iniciantes"],"_links":{"self":[{"href":"https:\/\/guiainveste.com\/index.php\/wp-json\/wp\/v2\/posts\/90","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/guiainveste.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/guiainveste.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/guiainveste.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/guiainveste.com\/index.php\/wp-json\/wp\/v2\/comments?post=90"}],"version-history":[{"count":2,"href":"https:\/\/guiainveste.com\/index.php\/wp-json\/wp\/v2\/posts\/90\/revisions"}],"predecessor-version":[{"id":118,"href":"https:\/\/guiainveste.com\/index.php\/wp-json\/wp\/v2\/posts\/90\/revisions\/118"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/guiainveste.com\/index.php\/wp-json\/wp\/v2\/media\/119"}],"wp:attachment":[{"href":"https:\/\/guiainveste.com\/index.php\/wp-json\/wp\/v2\/media?parent=90"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/guiainveste.com\/index.php\/wp-json\/wp\/v2\/categories?post=90"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/guiainveste.com\/index.php\/wp-json\/wp\/v2\/tags?post=90"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}